Program Benefits
What you get when you qualify for Home Is Possible Nevada
Down Payment Assistance
Up to 5% of the home purchase price
Below-Market Interest Rates
Reduced interest rates compared to conventional loans
Reduced Mortgage Insurance
Lower monthly mortgage insurance costs
Forgivable After 3 Years
Down payment assistance is forgiven after 3 years of occupancy
Can Combine with Rebates
You can still get our 0.5% rebate even with the grant
Primary Residence
Must be your primary residence (not investment property)
Eligibility Requirements
Review these requirements to see if you may qualify for Home Is Possible
Income Limit (1-2 person household)
$98,000
Income Limit (3+ person household)
$112,700
Minimum Credit Score
640
First-Time Buyer Status
Required (with exceptions for veterans)
Home Price Limit (Clark County)
$400,000 - $500,000
Homebuyer Education
Required (4-8 hours)
Approved Lender
Must use NHD-approved lender
Primary Residence
Must occupy as primary residence
💡 Not Sure If You Qualify?
Use our free eligibility checker to see if you may qualify for Home Is Possible or other grant programs.
Program Statistics
Key numbers about Home Is Possible Nevada program
💡 Don't Qualify? Get a Guaranteed Rebate
Many buyers don't qualify for grants due to income limits or other restrictions. Our 0.5% rebate is guaranteed—no income limits, no credit requirements, no waiting. You can even combine grants with our rebate if you do qualify!
Available First-Time Buyer Programs
Complete list of programs available to first-time home buyers in Las Vegas
City of Las Vegas Programs
Local programs offering down payment assistance for first-time buyers
- Local down payment assistance
- City-specific requirements
- Limited funding availability
Clark County Programs
County-level assistance programs for first-time home buyers
- County assistance programs
- Income-based eligibility
- Property location requirements
Non-Profit Organizations
Various non-profit organizations offering grants and assistance
- Community-based programs
- Specialized assistance
- Varies by organization
First-Time Buyer Process Timeline
Step-by-step process from eligibility check to closing
Verify First-Time Buyer Status
1-2 daysConfirm you meet the definition (haven't owned in 3 years, veteran, or targeted area)
Complete Homebuyer Education
1-2 weeksTake required 4-8 hour course online or in-person
Get Pre-Approved
1-2 weeksWork with approved lender to get pre-approved for grant program
Find Qualifying Home
1-3 monthsSearch for homes within price limits and program requirements
Submit Application
2-4 weeksLender submits your application to program administrators
Close on Your Home
30-45 daysComplete closing with grant funds applied and receive keys
Total Timeline: Typically 3-6 months from start to closing. Our agent network can help expedite the process and ensure you meet all deadlines.
Grants vs Rebates for First-Time Buyers
Compare grant programs with our guaranteed rebate program
| Feature | Commission Rebate | First-Time Buyer Grants |
|---|---|---|
| First-Time Buyer Required | ||
| Income Limits | ||
| Credit Score Requirements | ||
| Home Price Limits | ||
| Application Process | Simple | Complex |
| Timeline | 30-45 days | 3-6 months |
| Guaranteed Availability | ||
| Can Use Together | Yes | Yes |
💡 Best Strategy: Use Both If You Qualify
If you qualify for a first-time buyer grant, you can still get our 0.5% cash rebate at closing. The rebate is guaranteed regardless of your grant eligibility. Many first-time buyers don't qualify for grants due to income limits—that's where our rebate comes in as a guaranteed alternative.
Tools & Calculators
Interactive tools to help you make informed home buying decisions
Calculate Your Rebate
Standard Agent "Gift"
Your Cash Rebate
Guaranteed at Closing
Get Your Guaranteed Rebate Too
Whether you qualify for grants or not, our 0.5% cash rebate is available to everyone. No income limits, no restrictions, no waiting. You can use grants AND get cash back at closing on any home purchase in Las Vegas.
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Do you want to help people get their Rebate?
Join our Referral Network and start helping them now!
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