Program Benefits
What you get when you qualify for Home Is Possible Nevada
Down Payment Assistance
Up to 5% of the home purchase price
Below-Market Interest Rates
Reduced interest rates compared to conventional loans
Reduced Mortgage Insurance
Lower monthly mortgage insurance costs
Forgivable After 3 Years
Down payment assistance is forgiven after 3 years of occupancy
Can Combine with Rebates
You can still get our 0.5% rebate even with the grant
Primary Residence
Must be your primary residence (not investment property)
Eligibility Requirements
Review these requirements to see if you may qualify for Home Is Possible
Income Limit (1-2 person household)
$98,000
Income Limit (3+ person household)
$112,700
Minimum Credit Score
640
First-Time Buyer Status
Required (with exceptions for veterans)
Home Price Limit (Clark County)
$400,000 - $500,000
Homebuyer Education
Required (4-8 hours)
Approved Lender
Must use NHD-approved lender
Primary Residence
Must occupy as primary residence
💡 Not Sure If You Qualify?
Use our free eligibility checker to see if you may qualify for Home Is Possible or other grant programs.
Program Statistics
Key numbers about Home Is Possible Nevada program
💡 Don't Qualify? Get a Guaranteed Rebate
Many buyers don't qualify for grants due to income limits or other restrictions. Our 0.5% rebate is guaranteed—no income limits, no credit requirements, no waiting. You can even combine grants with our rebate if you do qualify!
Union Program Information
Essential information about the Culinary Union Local 226 home buyer program
Culinary Union Local 226
Contact the union benefits office for program details and application information
Membership Requirements
What you need to qualify for the union program
- Must be an active Culinary Union member
- Membership must be in good standing
- May need minimum months of membership (varies)
- Contact union benefits office for specific requirements
💡 Not a Union Member?
Union programs require active membership. If you're not a member or don't qualify, our 0.5% rebate is guaranteed—no membership required, no restrictions. Available to all Las Vegas home buyers.
Program Benefits
What you get when you qualify for the union home buyer program
Down Payment Assistance
Financial assistance to help with your down payment
Below-Market Interest Rates
Reduced interest rates compared to conventional loans
Reduced Closing Costs
Lower closing costs through union program
Homebuyer Education
Specialized education and support for union members
Union Member Support
Dedicated support team familiar with union programs
Can Combine with Rebate
You can still get our 0.5% rebate even with union assistance
Program Statistics
Key information about union home buyer programs
💡 Union Members: Get Both Benefits
If you qualify for the union program, you can still get our 0.5% cash rebate at closing. The rebate works with any loan type, including union programs. Not a member? Our rebate is available to all buyers with no membership requirements.
Tools & Calculators
Interactive tools to help you make informed home buying decisions
Calculate Your Rebate
Standard Agent "Gift"
Your Cash Rebate
Guaranteed at Closing
Get Your Guaranteed Rebate Too
Whether you qualify for grants or not, our 0.5% cash rebate is available to everyone. No income limits, no restrictions, no waiting. You can use grants AND get cash back at closing on any home purchase in Las Vegas.
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